Established in 1998, we have always based our business on the HCR principles of Honesty, Courtesy & Reliability. Whether you are contacting us for the first time or a long term client, you will always be treated in the ‘HCR’ way.
Thank you for visiting our site and should you wish to explore any area of financial planning please contact us and we would be happy to advise you. You should read our Key Facts documentation which explains how we are remunerated for our services and how we use the ‘Whole of Market’ to identify appropriate plans.
The Financial Planning Process
We would usually start the financial planning process by completing a Confidential Financial Review with you. This can be done face to face at your home, at your place of work, at our offices or anywhere convenient to you. Having gathered the information from you we then need time to go away and begin researching the areas of concern to you. We will then arrange another meeting at which we present our recommendations to you and these will always be summarised in writing as a permanent reminder to you.
Remember, we do not make decisions for you, we simply try to increase your knowledge in the areas of concern to you. You will then be able to make your own, informed decision.
By conducting this process at a calm, measured pace that will match your expectations, we find our clients understand and appreciate their financial circumstances and goals much more clearly. Our belief is that an educated client will be able to make much better decisions and our role is to assist in this education.
Please click the area of financial planning you are interested in below:
HCR Independent Financial Advisers Limited are Authorised & Regulated
by the Financial Services Authority