This section is dedicated to showing you how we can make best use of your savings and investments.Where and how to invest your money
The array of investment products is bewildering, even for those with some experience of the market.
The tendency of many people is simply to stick to what they know, rather than make the best use of their investment money. We can show you how, and why you should invest in a particular product to maximize tax efficiency and provide the most appropriate portfolio of investments to match your attitude to risk.
Investment Options
- Individual Savings Accounts
- Investment Bonds
- Open Ended Investment Companies (OEIC’s)
- Unit Trusts
There are many investment options open to you. This section explores the areas in which we are qualified to give advice - collective investments. These are designed for the small to large investor that wants access to a diverse set of funds.
The idea behind such investment products is simple: if you pool your money together with others, the company can invest in more areas, and therefore spread the risk.
There are introductions to some of the investment products in this section.
Have your investments lost money?
If you have lost money in the last few years on your investments, this is probably because you were prepared to take a risk with your money which did not pay off. If this was not the case, you may be in the wrong fund for you. We can review your investments for you and recommend a suitable alternative.
Tax-efficiency with your investments
Selecting the right fund and risk profile is important for your investment. However, you should also examine whether your investment is tax-efficient, so that your hard-won gains do not get eaten up by the taxman. We can analyse your situation for you and recommend a solution that best fits your investment needs.
A diversified investment portfolio
It is vital that you consider diversifying the funds that you invest in so that you can minimise the risks involved. Loosely, if you spread your money around various types of investment funds, various sectors and geographical regions, then you stand a better chance of keeping the gains you make and not losing money. We can do this for you.
Which Investment funds?
Normally this will depend on your attitude towards taking risks with your investment money. We can arrange a variety of funds to spread the risk, or concentrate on more specialist areas.